Privacy Policy

Applicable law requires us to provide users who subscribe to our service a description of our information collection and sharing practices. This Statement of Privacy Policy (“Privacy Policy”) specifically describes how we handle personally identifying information and biometric information, and applies to services provided by AccountLogic.

Information Collection and Use Use of Information

You license us to use the contact information (name, address, mobile phone number, and e-mail address), biometric information (including recognition of face geometry and fingerprints), and personal financial information (bank or financial institution accounts and routing numbers, passwords and PINs, and current and future bank or financial institution account balance and activity information) you share for the limited purposes outlined in this Privacy Policy. To maximize the value of our services, we may request or collect information from you when you use our services or visit our websites. Whenever we ask for additional or optional information, we identify those fields appropriately so you may know what information is required to provide the requested service. This Privacy Policy describes the scope and purpose of our information collection practices, and the circumstances under which your information may be used or disclosed.

Service Enrollment and Usage

Our services will arise in conjunction with your application for and consummation of a loan or other service/product with one of our partner companies (a “Provider”).  We may use your mobile telephone number to send you SMS text messages to process our services, and your email address for that same purpose.  We may use your user name, password, account information, and biometric information to verify your identity and your account information, to protect against possible fraud, and to determine periodic account balance information.  We may ask you to provide us a unique identifier in order to identify you in case you forget your password. We will use your e-mail address and/or mobile telephone number as our primary sources of contact with you regarding our service. In the event you receive AccountLogic newsletters you no longer wish to receive, you may unsubscribe to them by following the instructions provided in each e-mail newsletter.  We will not sell or share your personal information or contact information with any unaffiliated third parties for marketing purposes.  We collect your personal information and share it with the Provider of your choice in conjunction with the loan or other service/product you have sought from that company, and we understand that you have given express instruction for doing so.  We also may periodically review your bank or financial institution account information for the business purpose of reviewing an account between you and your Provider, and we understand you have given express instruction for doing so.  We may collect your biometric information to assist the Provider with identity verification, fraud prevention, and identity theft prevention.  We will collect, store, and use the biometric information until the earlier of three years after Your last interaction with AccountLogic or the Provider, or when the purpose for collecting the biometric information has been satisfied.

Technical and Product Support

In order to provide you with technical and product support, we ask for your name and e-mail address. We may use your contact information to contact you regarding service updates or specific support questions. We may also contact you for additional opportunities to provide feedback on our products and services, unless you request not to receive such communications. If we are unable to access your account at your financial institution, we may use your personal financial information to maintain or repair the connection to your financial institution.

Information About Your Computer or Browser

AccountLogic collects information about your computer or web browser in order to analyze trends and administer our websites and to facilitate our identity verification, fraud prevention, and identity theft prevention services for our clients. We gather broad demographic information so we can provide our users and clients with a better web experience and appropriate products and services, and also to format e-mail messages to align best with your computer’s capabilities.

Aggregated Data About User Transactions

Notwithstanding any provision of this Privacy Policy to the contrary, AccountLogic collects and may share or publicly disclose compiled, aggregated data concerning its users, clients, and clients’ customers.

Links to Other Sites

AccountLogic’s website may contain links to other sites. Please be aware that AccountLogic is not responsible for the privacy practices of other websites. We encourage our users to be aware when they leave our site, and to read the privacy policy of every website that collects personally identifying information. This Privacy Policy applies solely to information collected by us. Co-branded sites are clearly identified by both an AccountLogic logo and a partner’s logo. On these sites AccountLogic and its partners may collect personal information. Please review the privacy policies of our partners to determine how they will use the information they collect. AccountLogic is not responsible for the information practices of any third parties.

Web Site Cookie Usage

In order to serve you better and protect your account information, we use “cookies,” nuggets of data that are stored on your hard drive as a file. We use cookies to verify your identity while you are using our websites. Cookies make it easier, faster, and more secure for you to log into and use our websites. Cookies do not compromise privacy. Their data is usually stored on your computer’s hard drive as a file or folder called “Cookies,” and you can delete this file anytime you choose. The cookies used on our websites are valid only for the current session and shortly become invalid. Cookies created by one site will work only with that specific site. Site A, for example, cannot read cookies generated by Site B and then use that information for purposes for which it was not intended.

Former Customers

We treat information concerning our former customers the same way we treat information about our current customers, as outlined in this Privacy Policy.

Children

Because of the nature of our business, our websites are not designed to appeal to children under the age of 18. Therefore, we don’t knowingly attempt to solicit or receive any information from minors.

Access to Your Information

AccountLogic shares your personally identifying information with third parties as described in this Privacy Policy, or as you have otherwise agreed. The information you provide us will be shared only under certain circumstances. These include:

With Our Approved Partners

We will provide to the Provider of your choice such personal information as may be necessary to effectuate the loan or other service/product for which you have applied.  That personal information may include your name, email address, telephone number, bank or financial institution account information, bank or financial institution account balance information, and the results of our identity verification, fraud prevention, and identity theft prevention analyses. 

With Service Providers

In some cases, we will employ or work with service providers such as security consultants, temporary workers, third-party software developers, or outsourcers to complete a business process or provide a service on our behalf. We may use service providers to deliver products or to send e-mails or text messages on our behalf. While this may require that we share some information, we will share only information the service provider must have to perform the requested services. For example, a service provider who delivers products on our behalf would need to have a delivery address, but not financial information. These service providers are strictly prohibited by contract from using your information for any purpose other than to act on our behalf.

For Legal Reasons

In some cases we may be required to disclose certain information to comply with the law, an investigation, or a legal process, such as a court order or subpoena.

In Case of a Sale of Business

Your information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock or otherwise) of all or a portion of a business operated by AccountLogic or its affiliates.

Information Opt-out Choice

When AccountLogic sends you information, we give you the opportunity to opt-out of receiving further information. Simply use the unsubscribe feature provided within each e-mail or text message, or contact us at 278 N. 5th Street, Columbus OH, 43215 or 1-888-808-2784. We may send you site and service announcement updates. You are not able to unsubscribe from service announcements, which contain important information about service. We communicate with you by e-mail and/or text message regarding issues relating to your account or to provide requested services.

Security Safeguards

We employ industry-standard physical, electronic, and procedural security safeguards to help protect the personally identifying information you have provided to us from loss, misuse, or unauthorized alteration.

You are responsible for protecting the secrecy of your AccountLogic account information. We recommend that you do not store secure pages in your cache or leave your computer unattended while you are logged in to any AccountLogic online services.

Correcting/Updating Personal Information

On our website, we provide you the opportunity to update or correct your account and financial information. You may review and update your contact information (name, address, and e-mail address) by contacting us at 278 N. 5th Street, Columbus OH, 43215 or 1-888-808-2784. You are responsible to keep on file with AccountLogic your current personal and financial information.

Changes to Our Privacy Policy

We may revise this Privacy Policy or our practices with respect to how we use personally identifying information at any time in our sole discretion without further notice. We will post the revisions to our website and indicate the date of the last revision.  You may review our current Privacy Policy at any time by visiting our website.  You agree to accept periodic email or text messages with links to our annual or revised Privacy Policy.  Your receipt of those messages shall be one form of demonstrating Notice to you of the Policy.

How to Contact Us

Questions regarding this Privacy Policy, our information practices, or other aspects of privacy on our websites should be directed to AccountLogic, 278 N. 5th Street, Columbus OH, 43215.